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BPP Newsletter

BPP401k.com Newsletter
August 12, 2009

News Highlights

The Practical Side of Being a Fiduciary Despite all these forces that are swirling around, there are some practical ways that fiduciaries can effectively manage their responsibilities.

Will 401(k) participation wither without an employer’s matching contribution? Some people have wondered if it’s worth still contributing to a 401(k) - not just because their portfolios have lost so much, but because their employer no longer matches their contributions.

Recession Solution: Rethinking 401k Loans Why These Hefty Loans from Your Retirement Account Might Not Be Such a Bad Idea

Mutual fund boom bonus: Fees may climb more slowly With assets pouring in, the fee increases that are fueled by fixed service costs won't be as high, Morningstar says

10 Tips to Stay on Top in Uncertain Times

The pros and cons of required 401Ks President Obama is considering a plan that would require companies to open up and contribute to 401ks for their employees. Kai Ryssdal talks with Duke professor and behavioral economist Dan Ariely about why Americans have such a hard time saving money.

Should you borrow to repay a 401(k) loan?

Summertime Tax Tips Available The Internal Revenue Service is publishing summertime tax tips to provide useful and concise advice on topics that affect taxpayers.

401(k) participation: An overlooked factor New research suggests two other factors that may be important in predicting enrollment rates: race and ethnicity.

A Swiftly Tilting Planet In a compliance session at the recent NAPFA National Conference in Washington, Steve Blum, a business ethics professor at the Wharton School, talked about the difference between strict fiduciary standards, where the advisor works purely for the benefit of the client, and suitability standards, where the employee of the brokerage firm works on behalf of the company.

The Dreaded 'A' Word: All You Need To Know About ERISA Audits It's ERISA audit time again. Now that the regular tax season is over, accountants soon will be turning their attention to ERISA plan audits. If your retirement plan is subject to the audit requirements, here are the basics you should know.

Pension Plan Execs Look to Reduce Expenses Faced with high fees from hedge funds, poor returns from traditional active managers and sharp declines in their defined-benefit plans' funded status, corporate executives are looking to squeeze fees, adopt passive strategies and close or freeze their plans.

New Source for Multinational Pension & Benefit Professionals



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