Rollovers for Business Start-ups (ROBS) The IRS is always watching for abusive or non-compliant transactions. Source: McKay Hochman.

Why Do Investors Sit Tight in 401ks? These are the legions of 401k investors who don't merely buy and hold; they buy, hold and sit stock-still. Why? Source: Wall Street Journal.

Improving the Effectiveness of Investment Committees Recent market volatility and uncertainty have put a renewed focus on the role, governance, and fiduciary responsibilities of investment committees. This paper offers insights on how to bring clarity, self-awareness, discipline, and perspective to the investment committee process. Source: Vanguard (PDF File).

Labor Day a Perfect Time to Review 401k Goals The Labor Day holiday is the perfect opportunity to take stock of how you are progressing towards your retirement goals in order to make sure you reap the fruits of your labor. Source: Reuters.

The Economic Crisis: What Can DC Plan Sponsors Do Now? Plan participants have lost money, but account balances can be rebuilt and strategies can be adopted that may make future downturns less dramatic. Source: Milliman (PDF File).

DC Plan Contribution Rate Increasers Still Outnumber Decreasers A new report from the Vanguard Center for Retirement Research indicates that during the recent equity market decline, the proportion of defined contribution plan participants who decreased or stopped contributions rose; however, the percentage of participants who increased contributions still exceeded those decreasing or stopping. Source: Plansponsor.com (free registration may be required).

The New Reality of Pension Investment Strategies To understand how U.S.-based companies are adjusting their pension investment strategies for a post-economic crisis environment, Watson Wyatt conducted a short survey of 85 senior-level financial executives. The analysis focuses on how investors are seeking to manage their risks, optimize returns and improve their governance strategies. Source: Watson Wyatt (PDF File).

Time to Readjust 401k Plans, Again Even investors who didn't panic and cash out investments last fall need to go back and take a look now. By doing nothing, their asset allocation has changed dramatically. Source: Wall Street Journal.

Deflation Could Wallop Your 401k Plan A decline in consumer prices this quarter – i.e., deflation – could result in 401k contribution limits being lowered next year for the first time since Congress imposed the limits in 1986. Source: The Dallas Morning News.

The Future of the 401k After the latest market drop, planners and investors are trying to figure out that means for their retirement plans. Source: CNN Money.

Establishing a Fiduciary Due Diligence Process at 403(b)s In a recent Webinar for 403(b) plan sponsors sponsored by Cammack LaRhette Consulting, Mike Webb, vice president, Retirement Plan Services at Cammack LaRhette, discussed considerations for establishing a fiduciary due diligence process and the benefits of having one. Source: Planadviser.com.

Citigroup 401k Participant Lawsuit Dismissed A federal judge dismissed a class-action lawsuit filed on behalf of 150,000 participants in Citigroup’s two 401k plans, saying the company’s inclusion of company stock as an investment option did not violate its fiduciary duties under ERISA. Source: PIonline.com.

Employees Satisfied With Retirement Plans Despite Economy Despite recent events in the economy, a majority of workers are satisfied with their current employer-sponsored retirement benefits. In particular, many place a high value on plans that offer security and flexibility, according to a survey by Watson Wyatt. Source: Watson Wyatt.